The First Super Financial App in Indonesia

KoinWorks focuses on SMEs that are underserved by traditional financial institutions and may not have a bank account or credit cards. On the platform, users can create an online bank account and card, borrow working capital and access point-of-sale, early-wage access, and human resources management systems tailored for small businesses.

KoinWorks is headquartered in Jakarta, with holdings in Singapore and tech offices in Yogyakarta, India, and Vietnam. KoinWorks was originally created to help SMEs, which are often turned away by traditional financial institutions, get access to working capital. Since then, it has also developed a comprehensive platform of financial tools to help its customers, including e-commerce vendors and social commerce sellers, increase their sales.